December 2, 2025 — COCA, the leading stablecoin banking app, introduces a special holiday promotion for its users. From December 5 to December 31, 2025, COCA cardholders will earn 10% Annual Percentage Yield (APY) on their stablecoin balances. This is up from the usual 6%.
During the promotional period, the 10% APY applies to all stablecoins supported by COCA cards, including:
Users can hold a single stablecoin or a combination of them, and all balances remain fully liquid. No lockups, staking requirements, or tier upgrades required.
Eligibility requirements
To qualify for the Holiday APY Boost, users must:
Minimum balance: Maintain a COCA card balance of at least $500 in stablecoins throughout December. Transaction Activity: Complete at least 5 eligible card transactions within the month. Transactions include online purchases, in-store spending, travel reservations, subscriptions, and more.
Once these requirements are met, the APY boost will be applied automatically.
Payment and timing
Holiday APY Boost is calculated based on December minimum card balance. Payments will be deposited directly to your COCA card by January 10, 2026. Users can receive boosts in USDC or EURC, and funds remain fully liquid and available for immediate use, exchange, withdrawal, or savings.
This promotion highlights COCA’s mission to unlock the real-world utility of stablecoins. In addition to APY enhancements, COCA users also benefit from:
Up to 8% cashback on everyday purchases 50% cashback on Netflix, Spotify, ChatGPT, and Amazon Prime subscriptions Up to 50% off hotel bookings worldwide Zero-fee swaps across 15+ blockchains Globally recognized Visa card used by over 1 million people
The Holiday APY Boost provides users with an additional opportunity to grow their stablecoins while maintaining full control and liquidity.
Campaign schedule
Start: December 5, 2025 End: December 31, 2025
Why stablecoin yields are important
Stablecoins are increasingly integrated into everyday spending. With COCA, your funds are not just stored. They can:
Grow with passive income Enhance your daily purchases Unlock cashback benefits Stay completely under your control through MPC Selfcastry
The December APY boost further increases the financial utility of stablecoins.
About COCA
COCA is a digital platform designed to provide the utility of stablecoins. The COCA card allows users to earn yield, access cashback and discounts, and perform zero-fee swaps across multiple blockchains. The platform supports secure, liquid and fully managed digital assets and is used by a growing global user base.
